Occasionally, system glitches cause online retailers to sell a phone on a monthly contract for less than the standalone phone itself; this is what happened with the HTC Desire Z from Dialaphone.
Argos sells the handset for £439.14 and yet you can buy the same phone on an 18-month contract from Dialaphone for £20.42 per month, a total cost of ownership of just under £367.
In other words, it is way cheaper to buy a contract to get the phone than to buy it outright, the added bonus being that you pay for it over 18-month; it is like having a 18-month interest free loan.
The HTC Desire Z is available from O2 with 100 minutes and unlimited texts; in theory, you will also get 500MB data allowance (with Wi-Fi) because all smartphones on O2 normally come with it by default.
The handset as it turns out is a pretty capable one. It is slightly thicker than most because it has a proper QWERTY keyboard and comes with a 3.7-inch capacitive touchscreen with a WVGA resolution.
Other noteworthy features include a 800MHz Qualcomm Snapdragon processor with a new GPU that is significantly faster than the one on previous HTC models; on top of that, it has 1.5GB onboard storage, a 5-megapixel camera, Android 2.2, the new HTC Sense user interface, 3G, GPRS, Wi-Fi and much more.