Apple is more and more “obliged” to come up with an NFC feature for the iPhone 5, as there are already competitors (Samsung Galaxy SII being the most prominent one) that sport it. Even if Apple didn’t intend to include the NFC feature, now they have to if they want to be one step ahead of (or up to pace with) the competition.
Apple’s initial reason for not having NFC in iPhone 5 was that there is a “lack of standards”. Now, it seems that the “standard” has appeared and Apple is being urged to make a move. Releasing the iPhone 5 without near-field-communication technology would mean that Apple will be left a year behind.
We already know that Apple has filed for a wireless payment patent, so they could be developing their own, totally independent technology, somehow wrapped around iTunes. The mobile payments market is a fast growing one, as it is being accelerated by smartphone and tablet growth.
There are already companies that aren’t affiliated with Apple that profit from the iPhone’s continuous rise and the present lack of NFC. Jack Dorsey, the founder of Twitter, figured out a much easier solution for mobile payments using an external attachment, which was made available on the Apple Store earlier this year.