I was mildly amused to read that a student from Dayton, Ohio, was found guilty last Friday of bank fraud, after he managed to chalk up $29,000 worth of card charges on his Visa credit card - which had a limit of just $10,000.
Huh? How is this possible? Well, it happened.
The student is one Farrel Mokedi, who is originally from Nigeria (where else -Ed) and applied to increase his credit limit from $10,000 to $25,000 on the basis he was earning $175,000.
Unsurprisingly, the Visa card issuer turned him down, at which stage his card account had a balance of $10,614.60.
According to US newswires, over the next 13 days, Mokedi managed to push his Visa card to $29,078.48, after which the bank decided to prosecute.
The big question, of course, is how the flip did the charges manage to go through?
Or does this Nigerian chappie know more about the Visa card charging system than everyone else?
Unfortunately for us all, Mokedi has pleaded guilty, meaning the facts of the case are unlikely to be revealed...