YMax magicJack

Those commercials advertising cheap voice-over-IP (VoIP) phone rates look appealing, but there's always some fine print: You have to switch cable-TV providers, install a VoIP-smart Internet router, or something.

And you end up ticked once a month when the bill from MCI, Verizon, or some other telecom robber baron dips into your wallet.

Read more here.